Throughout my life I have had the privilege of having great wisdom past down to me and now I present these to my daughter.  The U.B. Rules:

1. Things end up how they start out.
2. A man convinced of his will is of the same opinion still.
3. Always live on 50% of your income.
4. Get ready to hurry up and wait.
5. Life is the ultimate teacher.
6. Always strive for an A and the worse you’ll get is a B.
7. Low-fat cheese doesn’t taste the same as regular cheese.
8. Nothing in extremes is good.
9. Choices are what makes life fun.
10. Always be young at heart.
11. If you play with snakes long enough you will get bit.
12. No matter how important or insignificant a person is in your life they will have an impact.
13. Sometimes you have to forget the budget and recover afterwards.